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White List

To make sure you receive all of your requested content from Investing Daily, please follow the steps below to white list postoffice@investingdaily.com.

We sometimes hear from subscribers that they are not receiving the email newsletters, updates, and alerts that they’ve signed up for. Often, it turns out these messages are being marked as “spam” by the subscriber’s Internet Service Provider (ISP).

To prevent this from happening, and to make sure you receive all of the vital content you’ve requested from us, please take a moment to “white list” postoffice@investingdaily.com, or add us to your Safe Sender list. That way, you’ll never miss a trade alert or issue.

Instructions are below for how to do this within some of the most popular email providers. All told, this step should only take a few minutes of your time.

YahooMail

In YahooMail, you can create a filter so Investing Daily emails are automatically sent to your inbox. Here’s how:

In your Yahoo inbox, click the Gear Icon in the top-right corner of the page.

Select Settings from the pop-up box that appears.

Click Filters on from the left-side menu.

Click the Add button.

Enter Investing Daily in the Filter Name text box.

In the From row, select Contains from the drop-down menu and type in postoffice@investingdaily.com into the text box.

In the bottom row, where it says Then move the message to this folder, leave Inbox selected from the drop-down menu.

Click the Save button to close the Filters box.

Click the second Save button to close the Settings box.

Outlook

In Outlook, you can add Investing Daily to your Safe Senders list. Here’s how:

Right Click on a message from us in your inbox.

In the menu that comes up, select Junk E-mail.

In the second menu that comes up, select Add to Safe Senders List.

AOL

Using AOL, you can add Investing Daily to your Safe Senders list. Here’s how:

In your inbox, click on Options in the upper right-hand corner of your screen.

In the menu that comes up, click Mail Settings.

In the box that opens, select Settings, and then click Spam Settings from the left-hand menu.

In the drop-down menu, select Allow mail only from addresses I specify.

Enter postoffice@investingdaily.com into the text box and click the plus button.

Click the Save Settings box at the bottom to confirm.

GMail

In GMail, you can add Investing Daily to your contacts to make sure you receive our emails. Here’s how.

Open one of our emails in your inbox.

Hover your mouse over the Investing Daily sender name.

Click on Add to Contacts in the box that appears.

You can also do this without opening the email, by simply hovering over our sender name in the inbox.

Hotmail

In Hotmail, you can add Investing Daily to your Safe Senders list. Here’s how:

In the upper right-hand corner of your inbox, click on the Gear Settings icon.

In the menu that pops up, click the Options button.

In the Options box, click on Safe and blocked senders under the Preventing junk email header.

Click on Safe Senders.

Enter postoffice@investingdaily.com in the text box labeled Sender or domain to mark as safe.

Click Add to list to save.

Other Email Applications

Many other email programs don’t provide a convenient way for you to whitelist the addresses of the people you want to receive email from. If you’re using this sort of email system and you either aren’t getting your issues or want to make sure you continue to receive them in the future, you can do the following:

Contact the customer service department or the Postmaster at the company that provides your email or Internet connection (your ISP). Explain to them that these are items you requested, that you subscribed to and value these emails and want to receive them.

Ask them how you (or they) can get them whitelisted. They’ll need to know the following about us.

Our Sending Address: If they ask for our address, give them postoffice@investingdaily.com

Our IP Address: If they ask for our sending IP address, tell them they are from the following two networks:

184.173.105.x

166.78.69.x

Thank you for whitelisting postoffice@investingdaily.com!

YahooMail Is So Bad That Congress Just Banned It

Earlier today, reports surfaced about an email sent to House of Representatives staffers about ransomware. Gizmodo has obtained the email in full.

According to the email sent in late April by the House’s Technology Service Desk, there has been an increase in ransomware attacks sent through Gmail, YahooMail, and other public email services. Ransomware attacks work by tricking users into opening malicious files that then encrypt a computer’s contents and lock users out. The computer can only be unlocked by paying a ransom to hackers who hold the keys.

According to a congressional staffer who spoke anonymously to Gizmodo, at least one of the ransomware attacks was successful. Once the computer was affected, House IT was able to remotely shut down the machine within 20 minutes. The staffer eventually had to reformat their computer.

In response to the attacks, the House’s IT desk blocked access to YahooMail “Until further notice.”

Here’s the email:

From: Technology Service Desk Sent: Saturday, April 30, 2016 11:53 AMTo: All House StaffSubject: Increase in Ransomware at The HouseImportance: High

In the past 48 hours, the House Information Security Office has seen an increase of attacks on the House Network using third party, web-based mail applications such as YahooMail, Gmail, etc. The attacks are focused on putting “ransomware” on users’ computers. When a user clicks on the link in the attack e-mail, the malware encrypts all files on that computer, including shared files, making them unusable until a “ransom” is paid. The recent attacks have focused on using .js files attached as zip files to e-mail that appear to come from known senders. The primary focus appears to be through YahooMail at this time.

The House Information Security Office is taking a number of steps to address this specific attack. As part of that effort, we will be blocking access to YahooMail on the House Network until further notice. We are making every effort to put other mitigating protections in place so that we can restore full access as soon as possible.

Please do your part to help us address this recent attack and protect the House Network going forward by following proper cyber practices at all times. Phishing e-mails can look very legitimate and appear to come from known senders. Be very careful about clicking on attachments or links in e-mails, particularly when you are using non-House e-mail systems.

If you have any questions, please contact the CAO Technology Service Desk (REDACTED) at REDACTED or REDACTED.

We have reached out to Yahoo and will update this story if we hear back.

Update (8:10 PM EST): Yahoo emailed this statement to Gizmodo:

“We take the security of our users very seriously, and we’re collaborating closely with House IT staff to ensure that they have the right solutions in place to best protect their accounts.”

‘I help Nigerians to generate wealth at the stock market’

He is an Assistant Commissioner of Police but one with a difference. Having mastered the culture of stock ‘trading for well over three decades, the IT savvy Aderemi Adeoye who currently serves at the Africa Union in Addis Ababa, Ethiopia, recently called on friends on Facebook to take advantage of opportunities in the stock market with him. The result was Alfa Trust Investment Club, and an amazing N56.6million pulled together and doing great half a year later. Gboyega Alaka caught up with him at the very first physical meeting of members.

Tell us about Alfa Trust Investment Club

Alfa trust investment Club was founded out of identification of opportunities in the stock market, specifically the Nigerian Stock Exchange. A little background information: I have been into stock in the last 30 years. I bought my first stock with part of my first salary as a police officer 30 years ago, and I have never stopped buying ever since. The only thing is I don’t just buy any stock that comes along; I conduct research to identify viable stocks before investing my money. In the 1990s while I was serving in Anambra State, my stock broker then, Cashcraft Asset Management Company Limited, we usually robbed minds together to identify opportunities in the stock market and I’ve had occasions to advise the my office in Onitsha then as to investment opportunities that were primed, and when my advise paid off, I was handsomely rewarded. So it has all along being a kind of investment hobby for me. So when in 2016 the online trading platform was introduced, which enabled anybody who knows about the stock market to open a trading account and trade by themselves without going through any stock broker, I opened a trading account for my personal investment with Morgan Capital Group (a stock broking firm in Lagos) and I started trading by myself. After doing that for two years and I had mastered the system, and when last year (2018), I saw that prices of valuable stocks had dipped considerably, I saw that a huge opportunity existed to make money. But one can only take advantage of such opportunity if one has capital, which I didn’t; so I called on my friends on Facebook, majority of whom I had never met in real life. I invited them to join me in taking advantage of the opportunities, and in six weeks, we pulled together N56.6million.

Fantastic. I learnt the initial target was N5m.

The initial target was N5million but we surpassed that in just two days; yet so many other people indicated interest. And because the stock market is very open-ended, if you invest N10b, it will absorb it without even knowing you brought anything, we extended it.

You started trading 30 years ago with part of your first salary as a police officer; that would probably mean that you knew a lot about stock trading very early in life….

Glad you’ve gone in that direction. While in the university at OAU, I usually spent my holidays in Lagos with my uncle, who always sent me to attend the annual general meetings of companies he had invested in. He had schooled in Japan and imbibed a lot of that culture. Japan by the way had one of the most vibrant stock markets in the world. At the end of deliberations at those meetings, what interested me most was that companies like Cadbury would distribute huge packs of their products to each of the shareholders. Of course my uncle would give me a sizable chunk to take back to school. So I took interest in stock trading from that moment.

You got people to pull N56.6m online, even without knowing them. How did you earn so much trust?

I am actually meeting most of them for the first time today. First, I am known on Facebook as a senior police officer. I’ve been on Facebook since 2009. Aside that, I have this distinction of fighting online fraud. I have intervened in several cases on behalf of victims and got the suspects arrested and prosecuted in real life. I’ve gotten suspects who defraud people of millions on Facebook, with the money recovered and returned to the rightful owners, and some of my friends on Facebook know these people in real life. They also know how I have helped people even with my own resources; and that I don’t receive any gratification for favours done. In fact, there is a recent case of a woman, who I helped to retrieve her N100,000 from fraudsters, who was persistently asking for my account number but I politely declined. I told her I had never collected money for favours done and would not want to taint that record. So the credibility is not in doubt and people can place money on me and go to sleep.

You come across as a policeman with a difference; would this be because of your orientation or because you have enough money in your bank balance?

As a matter of fact, I’ve had to borrow money from some friends very recently, when I had to make an emergency trip from Addis Ababa to Abuja, which I didn’t plan for. I had to call on two of my friends on Facebook who loaned me N100,000 each, with a promise to pay back as soon as I arrived Nigeria this week. I only just paid that money back last night. That shows that it’s not like I have enough money. In fact, it is difficult to say that one has enough money, because man’s need is insatiable. But like they say, good name is better than silver and gold.

Talking of orientation, I have a strong Christian background, with strong Christian principles. I was in the choir at a tender age; in secondary school, I was in fellowship; in the university, I was Assistant Drama Director in the fellowship…, and the core principles have remained with me.

One of the greatest banes of the Nigeria Police is moving to the next level of IT, but you seem quite IT savvy; how did you do it?

In 1998, I opened my yahoomail account, which I have used till today. I tried to attend a computer school, but the nature of my job would not allow me. Then I was serving in the State CID, Anambra State; so I arranged for a tutor to come to my office to train me one hour, two times a week. When in 2000 I moved to Abuja on transfer, I was in the IG Secretariat, so my hour of work was predictable; I enrolled in a computer school and did a six months course. That grounded me. In 2005, I went to serve at the United Nations in Liberia for one year and everything was computerised. When I came back home, I served in Port Harcourt; I was in Maiduguri as Sector Commander  with the Military Joint Task Force for two and half years; came to Lagos, headed the IG office; and then I was transferred to the AU in Addis Ababa 2015. At AU, everything is computerised as well. So I’ve been with computer and even the IT environment propels you. I’ve taken courses with courses with Coursera, Udemy, University of Cape Town online. Udemy trains you in specific university courses. I’ve also trained with Chan Academy.

How has the journey being in the market?

When we started, it was because we identified an opportunity. But any broker would tell you that last year was one of the worst on the Nigerian stock market, because of what they called the Bear Market. That’s when prices drop because of political uncertainty, economic fluctuations and so on and so forth. So prices dropped and at a point we were even down in our investments by as much as N9million. But because of the experience I’ve had in the market, I knew that it was a matter of how we managed the portfolio to mitigate against such loss. So in our trading, what we do is when we see a stock dropping and it is a viable stock, we move in and buy more to average the cost. If it is a non-performing stock and we see a loss up to a particular level, we sell off to minimise our loss and free our capital to invest in another stock. That way, our capital is not eroded. By December, we had virtually broken even again. Yesterday when we closed trading, we were five percent up in profit (N58.5million). Our target is to make 40percent, and the way we’re going, we are going to surpass that target.

When did you invest this N56.6 million?

June last year. All things being equal, we would have made between 40 and 50 percent profit by June this year, and then we’re going to end the cycle and share the profit.

How can interested people join up?

This cycle will continue till June 30 when we’ll share profit; then those who are interested would be able to join up.

You are a professional police officer, doesn’t this affect your job in anyway?

The constitution guarantees the right of all individual to freedom of association. You can belong to a cub as long as that club is not a cult or secret society. We are a voluntary group in an investment club, who have pulled our resources together and bear the risks in proportion to our investment. We are not doing anything illegal or against the code of conduct, so we cannot attract any kind of query. But if it happens, I have sufficient ground in law and in the constitution to defend myself. Suffice it to say that I have never in my 30 years of service, attracted a query. Also, it does not clash with my job. In Addis Ababa, where I have worked for four years, my job is flexible. I am the police coordinator and I set parameters and design work tasks for my colleagues. I can structure my work in a way that I set my orders in the market within five to ten minutes, go back to my work, come back to check for another five minutes, and at the end of the day, I take a final look, close the market and do a report to my club members. So, it does not in any way affect my performance. It may interest you that the AU have on two occasions requested that my contract be extended and Nigeria agreed.

Can you let us a bit into your educational background?

I read Botany in Ife, Plant Science (1988) and obtained Masters in Legal, Criminal and Security Psychology at the University of Ibadan in 2005. I’ve studied in England (UN Peace-Keeping and Operations), California, Naval Post Graduate School, where I studied International Defence Management; I did Supply Chain Management at the University of Cape Town, and later Property Development.